What does workers' compensation provide for employees?

Workers' compensation is designed to provide financial and medical support to employees who suffer work-related injuries or illnesses. It ensures that individuals who are injured on the job receive medical treatment and a portion of their lost wages during their recovery period. This system aims to protect employees while also providing employers with a measure of liability protection.

Cash benefits cover a percentage of wages lost due to the inability to work following the injury, while medical reimbursement ensures that necessary medical services related to the injury are covered. This comprehensive approach not only aids in the recovery process but also allows employees to focus on their rehabilitation without the added stress of financial instability resulting from a loss of income.

The other options do not fully capture the scope and intent of workers' compensation. For instance, while it covers various injuries, it does not provide free healthcare for all injuries, as it is specific to work-related incidents. Job security is not guaranteed under workers' compensation laws, as employers have the right to make decisions about employment based on operational needs. Lastly, the system is not limited to compensation for psychological distress; rather, it encompasses a wide range of physical and mental health injuries caused by work-related activities. Therefore, option B accurately reflects the comprehensive benefits provided by workers' compensation for employees injured